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First Time Buyers


You have made the decision to buy your first home. So what do you do now? Who do you talk to? May be your parents? May be your friends? May be the guy in the pub? We would hope not the last!

In reality everyone you talk to is going to give you their advice, but consider this: What if you had a medical emergency, would you go to the man in the pub, a friend, a parent? Most likely you would go to a doctor or a hospital. When borrowing tens of thousands, if not hundreds of thousands of pounds you need to have professional, personalised financial advice that you can rely on.

The advisers at Lawton Financial Services are trained professionals with years of experience in the mortgage and home buying industry. We aim to guide you through the seemingly complex nature of purchasing you first home.

Here are some simple steps that we can help you take:

  • You need to find out how much you can borrow
  • You need to know how much it will cost you each month
  • Find out how much deposit you will need
  • Whether you have to pay stamp duty or other costs
  • Running through your income and expenditure to ascertain your budget
  • Explain the many different types of first time buyer mortgages available
  • Explain the mortgage application process
  • Explain the roles that solicitors, estate agents, surveyors and mortgage companies play in the whole transaction

Ultimately you can read as many online do it yourself guides as you want but we urge you to pick up the phone or email us your questions.

Contact us

Bexley Office

Unit 4a/5a Kent House, Old Bexley Business Park, 19 Bourne Road, Bexley, Kent DA5 1LR

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.


  © 2018 Lawton Financial Services

Lawton Financial Services Ltd | Registered Address: 12 Old Bexley Lane, Bexley, Kent DA5 2BN | Place of Registration: England and Wales | Registered in England No. 07835127

Lawton Financial Services Ltd is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718.