Private medical insurance is designed to cover the costs of private medical treatment, for what are commonly known as 'acute conditions' that start after your policy begins.
Most insurers define an acute condition as a disease, illness or injury that is likely to respond quickly to treatment and aims to return you to the state of health you were in immediately before suffering the disease, illness or injury, or which leads to your full recovery. Your insurer can tell you about their cover for this and other conditions, such as cancer and chronic (long-term) conditions.
Private medical insurance means you can get treated quicker than going on the NHS. Like all insurance the cover you get varies - but basic private medical insurance may pick up the costs of most in-patient treatments (tests and surgery) and day-care surgery, and some extend to out-patient treatments (such as specialists and consultants).
There are many different types of contracts available to you and with yearly reviews Lawton Financial Services will make sure your policy suits your needs.